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What Online Business to Start at 15 Years Old?

Do you know that 62% of Generation Z has already started or plans to start their own business? Read the full report here. This means teens like you take charge of their futures, proving that age is no barrier to success. Starting an online business as a teenager is one of the smartest decisions you can make. It teaches you essential skills, allows you to earn money, explore your passions, and builds a portfolio that will set you apart in the future. The best part? Many businesses require little to no investment, making them perfect for young entrepreneurs like you.

Business

When are Business Taxes Due 2024?

Did you know missing a business tax deadline could incur hefty penalties or interest fees? According to the IRS, late payment penalties can accumulate to 25% of unpaid taxes. Such consequences emphasize why every business owner must stay on top of tax deadlines. This guide breaks down the crucial business tax deadlines for 2024, including specific dates for LLCs, corporations, and individual business owners. You’ll also find helpful tips to avoid penalties, maximize deductions, and ensure a smooth tax filing process.

Business

How to Get a Startup Business Loan With No Money

Starting a business can be exciting, but securing funding with limited or no initial capital is often the biggest hurdle. This guide provides a step-by-step approach to obtaining a startup business loan, even if you have little to no money, empowering you to take the first step toward your entrepreneurial dreams.

Budgeting/Savings

Can You Withdraw Money From a Savings Account

Have you ever needed quick access to your savings, only to wonder, “Can I withdraw money from my savings account whenever I want?”  While savings accounts are a great way to grow and store your money, withdrawing funds isn't always as straightforward as it seems. From withdrawal limits to potential fees, there are vital factors you need to understand before tapping into your savings. Knowing the ins and outs of withdrawing funds is essential whether you're preparing for an emergency or need to move some money around.

Budgeting/Savings

Can I Withdraw Money From My Health Savings Account?

According to the Employee Benefit Research Institute, only 9% of Americans fully utilize their Health Savings Accounts (HSAs) as a savings and investment tool. Despite offering unparalleled tax benefits, most HSA holders leave their funds idle, missing out on significant growth opportunities.

Budgeting/Savings

What to Do With Money Other Than Savings Account

Did you know that the average interest rate for a traditional savings account in the U.S. is just 0.45% as of 2024, with some significant banks offering rates as low as 0.01%? Meanwhile, inflation in the same period has hovered around 3–4% annually, which means your money could lose purchasing power by sitting idle in a fundamental savings account gap. This highlights why relying solely on traditional savings accounts may not be the best way to grow or preserve wealth. It’s time to explore alternatives that safeguard your hard-earned money and help it grow meaningfully. Whether you're saving for a dream vacation, retirement, or simply better returns, there are more innovative financial strategies you can adopt.

Budgeting/Savings

Can Money Disappear From Your Savings Account?

According to a 2023 report on global financial fraud, more than $3 billion is lost to unauthorized transactions annually, affecting millions of account holders. Whether it's due to hidden fees, fraudulent activity, or technical glitches, the possibility of missing funds is a genuine concern.